NorthStar can save you thousands
of dollars!
Borrow
up to 100% of the value of your home!
FAST PROCESSING -NO PREPAYMENT PENALTIES
-NO APPLICATION FEES - REPAYMENT PLANS UP TO 15 YEARS
NO
POINTS - TAX DEDUCTIBLE* - UP TO 100% LOAN TO VALUE -
NO PMI PAYMENTS - COMPETITIVE RATES
FLEzXIBLE
TERMS - SIMPLE INTEREST LOANS
*The
interest paid on a home equity loan may be tax deductible,
which could allow for big savings on your taxes! Please
consult you tax advisor.
A home equity loan from
NorthStar gives you the opportunity to borrow funds at
a very low rate of interest for a variety of purposes using
the equity you have built in your home. Borrowing money
against your home's value can also allow tax deductibility
of the interest paid on this type of loan. Borrowing money
on a home equity can add up to big savings!
NorthStar offers a variety of home equity
programs to meet your specific needs. All of our programs
offer fast pre-approval, no prepayment penalties, and no
balloon payments at the end of the term.
If you have any questions regarding our
home equity programs, please call us at 630.393.7201 Ext.
213.
Click
here for rates Click here to apply
Borrowing from NorthStar is like making
an investment in yourself and your fellow members. All
of our loans offer competitive rates, quick approval, and flexible terms
to meet your needs. Our goal is service and saving you
money!
NorthStar loans are simple interest loans,
which means you only pay interest on the money you borrow
for the length of time you borrow it . . . . Additionally,
there are no pre-payment penalties and no application
fees!
NorthStar offers Credit Life & Disability
Insurance on all types of loans allowing you to protect
your credit record and family in the event of an unforeseen
illness or accident.
Mechanical Breakdown Insurance, our extended
warranty program, is offered on new or pre-owned vehicles
and comes with nationwide protection should your vehicle
breakdown while you are traveling.
For added convenience, payments for all
loan types and Visa programs can be made through Direct
Deposit, Payroll Deduction, via our on-line banking system,
or an automated monthly transfer from your NorthStar
account.
NorthStar will refinance any type of
loan you currently have elsewhere to help save you money!
Consider refinancing your auto loan, consolidating high
rate credit card balances, home equity loans, and your
mortgage. Read more about our specific products below.
Would you like to discuss your
personal situation with one of our Financial Services
Representatives?
JUST CLICK HERE AND WE WILL CONTACT YOU
NorthStar can help make the car buying
process easier while saving you money. As you look to
purchase your new car, keep in mind the following services:
Pre-approved Financing
Pre-approval allows you to arrange
financing before you have decided on the car you would
like to purchase. Once you find the car you want, the
funds are available to you immediately. Pre-approval
allows you to concentrate on choosing your car without
worrying about the financing!
Click here to apply
Save time and money and get the best
deal! Get the low pre-negotiated price quote from a local
CarQuotes dealership for your new or pre-owned vehicle
for FREE. Check out current rebate information and request
up to three free vehicle price quotes!
Click
here for
carquotes.com
Our used car guides provide valuable
information about the present value of a used vehicle
for purchasing a used car, trading one in, or reselling.
If you are looking to purchase a used car or simply want
to get the maximum value for your trade-in, these guides
will be helpful.
Through our selected provider, NorthStar
is able to offer a variety of extended warranty/service
protection plans on new cars and pre-owned cars at a
fraction of the cost of often times inferior plans offered
by car dealers. Choose your own repair shop and feel
the confidence of nationwide protection. These plans
are transferable to the new owner if you sell your vehicle.
NorthStar may finance 100% of the warranty cost at a
low interest rate to help you afford this valuable protection.
As vehicle prices continue to increase
and the value of trade-ins continues to decrease, many
members are taking out longer term loans and making smaller
down payments. Guaranteed Asset Protection Insurance
will protect you when your loan balance is higher than
the cash value of your vehicle. If your vehicle is totaled
or stolen, your insurance settlement will be based on
actual cash value and not your loan balance - creating
a "gap". This coverage is available to members at a fraction
of what dealers charge and can save you hundreds of dollars
in the event of an insurance claim.
Should you become temporarily disabled
due to sickness or accident, this low-cost insurance
will cover your payments until you are back on your feet
again. Credit Life Insurance will relieve your family
of worry and debt! This low-cost coverage can also help
reduce or pay off your loan in the unfortunate event
of your death.
NorthStar Credit Union offers a wide selection of different VISA Credit Cards to fit your lifestyle. Whether you prefer a fully-featured Platinum VISA or want a card that rewards you with top-of-the-line merchandise, travel awards, gift certificates or cold, hard cash, look no further than NorthStar Credit Union!
We also offer business VISA cards, secured credit cards and even cards for young adults and college students.
Click here to learn more about NorthStar Credit Union’s VISA Cards and our Select Rewards, Travel Awards and Cash Rewards Programs!
Apply for a VISA consumer or business credit card
Collateral
is not required with a Signature loan. A Signature loan
can be used for a wide variety of purposes including
debt consolidation, home improvements, education, vacations,
appliances, etc. Borrow funds for up to 60 months at
a fixed rate of interest, with peace of mind knowing
that your payment and interest rate will not change!
Click here
for rates Click here to apply
Using
your funds as collateral for a share secured loan allows
you to borrow money at a low rate of interest while protecting
the savings you have worked hard to build. The interest
rate for a share secured loan is 2% above the current
share savings account rate. This type of loan is a variable
rate loan adjusting quarterly to coincide with the current
share account rate.
Click here
for rates Click here to apply
An Overdraft
Protection (OD/P) Loan is your security against
the embarrassment of bouncing a check and incurring
returned check fees! An overdraft loan is generated
if there are insufficient funds in your checking.
The cost of an OD/P loan is minimal compared to
returned check fees.
Click here
for rates Click here to apply
