Membership + Loyalty = Rewards
Our rewards program is simple: You choose your rewards level by how many products and services you have with us. The more services you have with us, the more points you will earn and the more benefits you will receive! As your relationship with us grows, your benefits grow, and so does the entire credit union.
Each month your current level of benefits will automatically be calculated and adjusted, and printed on your account statement. You do not need to sign up or do anything to receive your rewards. The rewards will automatically be available!
| Bonus Rewards
Star Rewards members will also accumulate points each month that can be redeemed at our main office for the following item(s) of your choice: |
| NSCU Recycled Tote | 2,000 |
| NSCU Acrylic Tumbler | 4,000 |
| NSCU Commuter Mug | 5,000 |
| NSCU Jr. Padfolio | 8,000 |
| NSCU "I Love My CU" T-Shirt | 10,000 |
| NSCU 12-Pack Cooler | 12,000 |
| NSCU Stadium Blanket | 14,000 |
| Box of Basic NSCU Checks | 16,000 |
| NSCU Golf Umbrella | 18,000 |
| NSCU Fee Waiver (max $30) | 22,000 |
| NSCU Polo Shirt | 25,000 |
| NSCU Grill (Mini) | 32,000 |
Personal Gift Catalog (Preview here)
| 35,000 |
Standard Benefits
Available with each Tier Level Your tier level will be recalculated with month-end statement processing each month. | Basic
000-199 Points | Choice
200-399 Points | Advantage
400-599 Points | Premier
600+ Points |
| Free Debit Card |  | | | |
| Free CU*Talk Audio Response | | | | |
| Free E-Statements | | | | |
| Free It's Me 24/7 Online Banking | | | | |
| Free Savings Bond Redemption | | | | |
| Free Notary Services | | | | |
| Free Foreign ATM Withdrawals or Transfers (Limit 3) | | | | |
| Free EasyPay Online Bill Pay | | | | |
| Free A2A Incoming and Outgoing | | | | |
| Free Debit Card PIN Replacement | | | | |
| Free Foreign ATM Withdrawals or Transfers (Limit 6) | | | | |
| Free Cashier's Check (1/Mo.) | | | | |
| Free Corporate Checks | | | | |
| Free Check Withdrawals By Phone | | | | |
| Free Telephone Transfers (3/Mo) | | | | |
| Unlimited Foreign ATM Withdrawals or Transfers | | | | |
| Free Promise Deposit | | | | |
| Free Text/Mobile Banking | | | | |
| Free Check Copies | | | | |
| Free Cashier's Checks (3/Mo.) | | | | |
| Free Money Orders (3/Mo.) | | | | |
| Free CU Money Gift Cards | | | | |
| Free Paper Statements | | | | |
| Free CU Money General Purpose Cards (2/Mo.) | | | | |
| Free CU Money Travel Cards (3/Mo.) | | | | |
| Loan Rate Benefit | | | | |
Free Individual
PrivacyArmor Membership | | | | |
See our
fee schedule for a complete list of applicable fees.
Overall household relationship determines your rewards level each month. Points readjust each month; therefore, your benefit level may change from month to month.
How To Earn Points with Star Rewards:
Basically, the more services you take advantage of, the more points you earn and then the more REWARDS you'll receive!
Rewards point values subject to change at any time without notice.
| Account Points |
| Personal or Business Checking | 25 |
| Every Year of Membership (After 5 Years) | 5 |
| Each Sub Account | 25 |
| Certificate of Deposit | 75 |
| IRA Share or IRA Certificate of Deposit | 50 |
| Aggregate Balance of $500-$3,999 | 25 |
| Aggregate Balance From $4,000-$9,999 | 75 |
| Aggregate Balance From $10,000-$99,999 | 150 |
| Aggregate Balance From $100,000+ | 250 |
| Any Negative Savings Product | -100 |
| Loan Points |
| Mortgage Loan | 75 |
| Home Equity Loan | 75 |
| All Other Loans | 10 |
| Loan Balance Up To $2,499 | 50 |
| Loan Balance of $2,500-$9,999 | 75 |
| Loan Balance of $10,000-$49,999 | 150 |
| Loan Balance of $50,000-$99,999 | 200 |
| Loan Balance of $100,000+ | 300 |
| Any Delinquent Loan 30 Days or More | -200 |
| Other Product & Services Points |
| Debit/Signature-Based Activity | 50 |
| Active Audio Response (CU*Talk) | 25 |
| Active Home Banking (It's Me 24/7) | 50 |
| E-Statements - Enrolled | 50 |
| Bill Payment- Enrolled | 25 |
| ACH Deposit >$500/Mo. | 150 |
| Transfers via AFT | 25 |
| Loan Payments via AFT | 25 |