Membership + Loyalty = Rewards
Our rewards program is simple: You choose your rewards level by how many products and services you have with us. The more services you have with us, the more points you will earn and the more benefits you will receive! As your relationship with us grows, your benefits grow, and so does the entire credit union.
Each month your current level of benefits will automatically be calculated and adjusted, and printed on your account statement. You do not need to sign up or do anything to receive your rewards. The rewards will automatically be available!
Bonus Rewards
Star Rewards members will also accumulate points each month that can be redeemed at our main office for the following item(s) of your choice*:
| Reward |
Point Redemption Amount |
| NSCU Recycled Tote |
2,000 |
| NSCU Acrylic Tumbler |
4,000 |
| NSCU Commuter Mug |
5,000 |
| NSCU Tablet Case (8" X 5") |
8,000 |
| NSCU "I Love My CU" T-Shirt Limited Sizes/Qty Remaining |
10,000 |
| NSCU 12-Pack Cooler Tote |
12,000 |
| NSCU Stadium Blanket |
14,000 |
| Box of Basic NSCU Checks |
16,000 |
| NSCU Golf Umbrella |
18,000 |
| NSCU Fee Waiver (max $30) |
22,000 |
| NSCU Polo Shirt Limited Sizes/Qty Remaining |
25,000 |
| NSCU Grill (Mini) Out of Stock |
32,000 |
Personal Gift Catalog
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35,000 |
*Reward points automatically expire after 36 months. Reward items are subject to availability and are for local pick-up only. Any shipping will be at the account holder's expense.
Standard Benefits
Available with each Tier Level Your tier level will be recalculated with month-end statement processing each month. |
Basic
000-199 Points |
Choice
200-399 Points |
Advantage
400-599 Points |
Premier
600+ Points |
| Unlimited Foreign ATM Withdrawals or Transfers |
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| Free Debit Card |
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| Free Mobile Deposit |
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| Free It's Me 24/7 Online Banking |
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| Free E-Statements |
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| Free EasyPay Online Bill Pay |
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| Free CU*Talk Telephone Banking |
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| Free Notary Services |
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| Free Savings Bond Redemption |
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| Free Debit Card PIN Replacement |
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| Free A2A Incoming and Outgoing |
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| Free Cashier's Check (1/Mo.) |
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| Free Corporate Checks |
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| Free Check Withdrawals By Phone |
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| Free Telephone Transfers (3/Mo) |
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| Free Text/Mobile Banking |
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| Free Check Copies |
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| Free Cashier's Checks (3/Mo.) |
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| Free Money Orders (3/Mo.) |
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| Free CU Money Gift Cards (2/Mo.) |
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| Free Paper Statements |
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| Free CU Money General Purpose Cards (2/Mo.) |
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| Free CU Money Travel Cards (3/Mo.) |
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Free Individual
PrivacyArmor Membership |
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See our
fee schedule for a complete list of applicable fees.
Overall household relationship determines your rewards level each month. Points readjust each month; therefore, your benefit level may change from month to month. Points are non-transferable for the purpose of tier level benefits.
How To Earn Points with Star Rewards:
Basically, the more services you take advantage of, the more points you earn and then the more REWARDS you'll receive!
Rewards point values subject to change at any time without notice.
It's easy to reach Premier level status!
You pick and choose what services mean the most to you to reach 600+ points. Here's an example of how easy it is to qualify:
| Action |
Points Earned |
| Checking Account |
25 |
| Debit Card/PIN or ATM-Based Activity |
50 |
| Debit Card/Signature-Based Activty |
50 |
| Active Audio Response (CU*Talk) |
25 |
| Active Home Banking (It's Me 24/7) |
50 |
| E-Statements - Enrolled |
50 |
| Bill Payment- Enrolled |
25 |
| ACH Deposit (Direct or Mobile) >$500/Mo. |
150 |
| Auto Loan Balance of $10,000-$49,999 |
150 |
| Loan Payments via Automatic Funds Transfer (AFT) |
25 |
| TOTAL |
600 |
Account Points
| Action |
Points Earned |
| Personal or Business Checking |
25 |
| Every Year of Membership (After 5 Years) |
5 |
| Each Sub Account |
25 |
| Certificate of Deposit |
75 |
| IRA Share or IRA Certificate of Deposit |
50 |
| Aggregate Balance of $500-$3,999 |
25 |
| Aggregate Balance From $4,000-$9,999 |
75 |
| Aggregate Balance From $10,000-$99,999 |
150 |
| Aggregate Balance From $100,000+ |
250 |
| Any Negative Savings Product |
-100 |
Loan Points
| Action |
Points Earned |
| Mortgage Loan |
75 |
| Home Equity Loan |
75 |
| All Other Loans |
10 |
| Loan Balance Up To $2,499 |
50 |
| Loan Balance of $2,500-$9,999 |
75 |
| Loan Balance of $10,000-$49,999 |
150 |
| Loan Balance of $50,000-$99,999 |
200 |
| Loan Balance of $100,000+ |
300 |
| Any Delinquent Loan 30 Days or More |
-200 |
Other Products & Services Points
| Action |
Points Earned |
| Debit/Signature-Based Activity |
50 |
| Active Audio Response (CU*Talk) |
25 |
| Active Home Banking (It's Me 24/7) |
50 |
| E-Statements - Enrolled |
50 |
| Bill Payment- Enrolled |
25 |
| ACH Deposit >$500/Mo. |
150 |
| Transfers via AFT |
25 |
| Loan Payments via AFT |
25 |