All Rates

Savings & Loan Rates

Current rates are subject to change without notice. 

15 Month CD Special
 Term Dividend Rate Annual Percentage Yield
15 Months 1.00% 1.01%

Dream Saver Certificate1
 Term Min. Opening Deposit3  Dividend Rate  Annual Percentage Yield
1 Year
$50.00 0.50% 0.50%
2 Years
$50.00 0.85% 0.85%
3 Years
$50.00 1.10% 1.11%
4 Years
$50.00 1.20% 1.21%
5 Years
$50.00 1.74% 1.75%

Share Certificates1 / IRA Share Certificates1
 Term  Balance  Dividend Rate  Annual Percentage Yield
6 Months2
$1,000.00 & higher 0.40% 0.40%
1 Year
$1,000.00 & higher
0.50% 0.50%
2 Years
$1,000.00 & higher
0.85% 0.85%
3 Years
$1,000.00 & higher
1.10% 1.11%
4 Years
$1,000.00 & higher 1.20% 1.21%
5 Years
$1,000.00 & higher
1.74% 1.75%

1The Early Withdrawal Penalty will equal 10 days of dividends per month of the term on the amount subject to penalty.  For example, a 24 month certificate will have a 240 day penalty. Dividends will be credited to certificates monthly.  Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each month. 

 2 Not available under the IRA Share Certificate Program. 3Requires an automatic deposit of at least $20.00 per month via payroll, ACH, or recurring transfer.  

Money Market Accounts
(dividends paid monthly on daily balances)
 Balance  Dividend Rate  Annual Percentage Yield
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.15% 0.15%
$2,500.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.30% 0.30%
$25,000.00 - $99,999.99 0.40% 0.40%
$100,000.00 & higher 0.45% 0.45%

IRA Savings
(dividends paid monthly on daily balances)
 Balance  Dividend Rate  Annual Percentage Yield
$0.01 - $49.99 0.00% 0.00%
$50.00 - $2,499.99 0.20% 0.20%
$2,500.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.30% 0.30%
$25,000.00 - $99,999.99 0.40% 0.40%
$100,000.00 & higher 0.45% 0.45%

Daily Investment Account
(dividends paid monthly on daily balances)
 Balance  Dividend Rate  Annual Percentage Yield
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.10% 0.10%
$2,500.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.00 0.10% 0.10%
$25,000.00 - $99,999.99 0.25% 0.25%
$100,000.00 & higher 0.25% 0.25%

Simply Free Checking Account
(dividends paid monthly on daily balances)
 Balance Dividend Rate  Annual Percentage Yield
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $4,999.99 0.10% 0.10%
$5,000.00 & higher 0.15% 0.15%

Savings/Christmas Club
(dividends paid monthly on daily balances)
Balance Dividend Rate Annual Percentage Yield
$0.01 - $99.99 0.00% 0.00%
$100.00 - $999.99 0.05% 0.05%
$1,000.00 - $2,499.99 0.10% 0.10%
$2,500.00 & higher 0.13% 0.13%




Money Market Accounts
(dividends paid monthly on daily balances)
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.15% 0.15%
$2,500.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.30% 0.30%
$25,000.00 - $99,999.99 0.35% 0.35%
$100,000.00 & higher 0.40% 0.40%

Money Market Accounts
(dividends paid monthly on daily balances)
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.15% 0.15%
$2,500.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.30% 0.30%
$25,000.00 - $99,999.99 0.35% 0.35%
$100,000.00 & higher 0.40% 0.40%

IRA Savings
(dividends paid monthly on daily balances)
$0.01 - $49.99 0.00% 0.00%
$50.00 & higher 0.20% 0.20%

IRA Savings
(dividends paid monthly on daily balances)
$0.01 - $49.99 0.00% 0.00%
$50.00 & higher 0.20% 0.20%

Daily Investment Account 
(dividends paid monthly on daily balances)
$0.01 - $999.99 0.00% 0.00%
$1,000.00 - $2,499.99 0.00% 0.00%
$2,500.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $24,999.00 0.10% 0.10%
$25,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 & higher 0.25% 0.25%



Current rates subject to change without notice.
Call us for the latest rates. Rates are based on your credit score.


Auto Loan Rates
Model Year Annual Percentage Rate
2013 - 2017 as low as 2.79% for up to 36 months, as low as 2.99% for up to 63 months, as low as 3.49% for up to 75 months, and as low as 3.99% for up to 84 months.
2008 - 2012 
as low as 3.19% for up to 36 months, as low as 3.19% for up to 63 months, and as low as 3.99 % for up to 75 months.
100% Financing is available on all auto loans. Terms up to 84 months. Warranties, Gap Insurance and Credit Insurance available.  Ask about our Equity Lite Auto Loan! 

Apply for an Auto Loan Online!



Home Equity Loans & Lines of Credit
Term Loan to Value % (LTV) Fixed Rate Second Mortgage Loan to Value % (LTV) Variable Rate Home Equity Lines of Credit
5 Years 85% As low as 4.25% - -
 5
Years
90% As low as 4.75%    
5 Years 100% As low as 5.75% - -
7 Years
85% As low as 5.25% - -
7
Years
90%  As low as 5.75%    
7 Years
100% As low as 6.75% - -
10 Years 85% As low as 5.50% - -
10
Years 
 90%  As low as 6.00%    
10 Years
100% As low as 7.00% -
-
15 Years 85% As low as 6.00% 85% As low as Prime -1.5% (At Floor)
15
Years
90% As low as 6.50%    As low as Prime + 0% (At Floor)
15 Years
100% As low as 7.50% 90%

Second Mortgages are a one time payout of all loan proceeds.  No closing costs or pre-payment penalties for $25,000 or more.
Lines of Credit allow you to borrow as you need up to the credit line. No Closing costs or pre-payment penalties for line amounts of $5,000 or more. $35 annual fee. *All lines of credit allow up to a 15 year re-payment term and maturity. The draw period for accessing the line of credit is 10 years.

Apply for a Home Equity Loan Online!



Personal Loans and VISA Credit Card Rates
(Apply for any of these Loans/Credit Cards here!!)


Annual Percentage Rate
Personal / Signature Loans Fixed Rate As low as 6.99%
Recreational Vehicles Fixed Rate 10 Year Term As low Prime +3%
Lifestyle Line of Credit
Variable Rate As low as 6.50%
Overdraft Protection Loan
Monthly Payments as low as $20 15.00% Fixed Rate
VISA
Mileage, Reward and Student Cards Call for Rates & Terms
Share Secured Loans Loans to be secured by CD online - Loan term must match term of CD CD Rate + 2%
Wall Street Journal Prime Rate is currently 3.75%

Apply for a VISA Credit Card Online