Still paying for checking? WHY?! It's time for some Common Cents. Common Cents Checking - A simple way to get paid CASH for your everyday banking.

Checking Accounts

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Common Cents Checking

Ultimate High Yield Checking

Simply Free Checking

Kick$tart Checking

Best for you if… You rely on your debit card for your day-to-day purchases and you prefer to access your account on the go. Seems like Common Cents that you should earn a little something along the way too!
You're technology driven and financially savvy!  You carry a higher average balance in your checking and want to make your money work harder!

You are looking for a simple, straightforward checking account. You prefer to pick and choose which bells and whistles make the account most comfortable for your unique needs.
You're a teen, age 14-17, looking for a little Kick$tart to grown up banking.  You want easy access to your account, but you also want to make smart savings decisions and get rewarded along the way!
Minimum Balance $0.00  $0.00 $0.00 $0.00
Monthly Maintenance Fee $0.00  $0.00 $0.00 $0.00
Interest Bearing -  Yes
2 Earn 2% on balances up to $10,000; .15% on balances over $10,000.01 when qualifications are met
Yes
On balances over $1,000
-
Debit Card Rebates Yes
1Earn $0.10 for each signature based purchase over $10.00 when qualifications are met
 Yes
Receive foreign ATM rebates up to $5 per month.


- Yes
Earn $0.10 for each signature based purchase over $10.00


Star Rewards Benefits
Yes
 Yes
Yes
Yes
Unlimited Check Writing Yes  Yes Yes -
Access to America's Largest Surcharge Free ATM Network Yes  Yes Yes Yes
Access to over 5,000 shared branches nationwide through Co-Op shared branching Yes  Yes Yes Yes
Free Visa® Debit Card *Subject to approval Yes  Yes Yes Yes
Free It's Me 24/7 Online Banking Yes  Yes Yes Yes
Free EasyPayOnline Bill Pay Yes  Yes Yes Yes
Free CU*Talk Audio Response Yes  Yes Yes Yes
Free E-Statements 
Required
Yes  Yes $2.50 Paper Statement Fee will apply for paper statements.
*Waived for Premier Members
Yes
Free Account-2-Account ("A2A") Incoming Transfers Yes  Yes Yes Yes
Free Mobile Deposit ("NSCU Deposit") *Subject to approval Yes  Yes Yes Yes
Free Debit Card Round-up to a Savings of Your Choice Yes  Yes Yes Yes
Additional Details Terms & Conditions

Fee & Free Schedule
Terms & Conditions

Fee & Free Schedule
Terms & Conditions

Fee & Free Schedule
Terms & Conditions

Fee & Free Schedule

1Account holders will earn $0.10 for every signature-based debit card transaction over $10.00 that posts and settles during each monthly statement cycle.  Qualifications to earn rebates:  e-Statements, and at least one login to It's Me 24/7 pnline banking each statement cycle.  Rebates will be credited to account on the last day of monthly statement cycle. If qualifications are not met, rebates will be forfeited.

2APY=Annual Percentage Yield. APY accurate as of 7/01/2017. Rates may change after account is opened. Qualifications to earn interest: 12 signature-based debit card transactions posted and settled, direct deposit of $500 or greater, e-Statements, and at least one login to It's Me 24/7 online banking each statement cycle. If qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during qualification cycle will be reimbursed up to $5 and credited to account on the last day of monthly statement cycle;  balances up to $10,000 receive APY of 2.00%; and balances over $10,000 earn 0.15% interest rate on portion of balance over $10,000, resulting in 0.22% - 2.02% APY depending on the balance. If qualifications are not met, all balances earn 0.00% APY.  Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM and PIN-based transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning the first day of the current statement cycle through the close of the current statement cycle. Limit one account per SSN.  Excludes business and commercial accounts.

Switch Kit


Move your existing accounts to Northstar!

Get all the documents you need to make the move easy.


View our rates.

Contact a Financial Services Representative to open a checking account today!

*Overdraft charges may occur in the event of overdrafts.




CHECK REORDERS


Main Street Checks

We've heard you! Members have recently expressed concern about the cost of both checks and shipping with our check printing vendor.  Therefore, we are excited to share, effective April 1, 2016 NorthStar has switched to Main Street for check orders.   

 


If you have already placed an order with NorthStar after April 1, 2016 you may reorder your checks online! However, if your last order was prior to April 1, 2016 you will need to contact a member of our team to place your initial order with Main Street.  

For security purposes, you will not be allowed make any changes to your order if you are placing a reorder online. If you would like to change your address, name, check style, etc., please contact one of our Financial Service Representatives at 800.983.6828. ext. 213.



 



Checkright Logo

NorthStar is pleased to introduce our latest financial education tool, called CheckRight.  This complimentary tool is available to our members through our partnership with GreenPath Debt Solutions. CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account. CheckRight is a great tool if you are looking to open a checking account for the first time or you have had difficulty handling an account in the past. Among other things, CheckRight will help you learn how to:

  • open an account
  • write checks
  • make deposits
  • maintain a check register
  • reconcile an account
  • create a spending plan