Star Rewards

Star Rewards



Membership + Loyalty = Rewards

Our rewards program is simple: You choose your rewards level by how many products and services you have with us. The more services you have with us, the more points you will earn and the more benefits you will receive! As your relationship with us grows, your benefits grow, and so does the entire credit union.

Each month your current level of benefits will automatically be calculated and adjusted, and printed on your account statement. You do not need to sign up or do anything to receive your rewards. The rewards will automatically be available!

Bonus Rewards

Star Rewards members will also accumulate points each month that can be redeemed at our main office for the following item(s) of your choice:

NSCU Recycled Tote 2,000
NSCU Acrylic Tumbler 4,000
NSCU Commuter Mug 5,000
NSCU Jr. Padfolio 8,000
NSCU "I Love My CU" T-Shirt 10,000
NSCU 12-Pack Cooler 12,000
NSCU Stadium Blanket 14,000
Box of Basic NSCU Checks 16,000
NSCU Golf Umbrella 18,000
NSCU Fee Waiver (max $30) 22,000
NSCU Polo Shirt 25,000
NSCU Grill (Mini) 32,000
Personal Gift Catalog (Preview here)
35,000



Standard Benefits
Available with each Tier Level  
Your tier level will be recalculated with month-end statement processing each month.
Basic 000-199 Points Choice 200-399 Points Advantage 400-599 Points Premier 600+ Points
Free Debit Card Blue Star Blue Star Blue Star Blue Star
Free CU*Talk Audio Response Blue Star Blue Star Blue Star Blue Star
Free E-Statements Blue Star Blue Star Blue Star Blue Star
Free It's Me 24/7 Online Banking Blue Star Blue Star Blue Star Blue Star
Free Savings Bond Redemption Blue Star Blue Star Blue Star Blue Star
Free Notary Services Blue Star Blue Star Blue Star Blue Star
Free Foreign ATM Withdrawals or Transfers (Limit 3) Blue Star Blue Star Blue Star Blue Star
Free EasyPay Online Bill Pay   Blue Star Blue Star Blue Star
Free A2A Incoming and Outgoing     Blue Star Blue Star
Free Debit Card PIN Replacement     Blue Star Blue Star
Free Foreign ATM Withdrawals or Transfers (Limit 6)     Blue Star Blue Star
Free Cashier's Check (1/Mo.)     Blue Star Blue Star
Free Corporate Checks     Blue Star Blue Star
Free Check Withdrawals By Phone     Blue Star Blue Star
Free Telephone Transfers (3/Mo)     Blue Star Blue Star
Unlimited Foreign ATM Withdrawals or Transfers       Blue Star
Free Promise Deposit       Blue Star
Free Text/Mobile Banking       Blue Star
Free Check Copies       Blue Star
Free Cashier's Checks (3/Mo.)       Blue Star
Free Money Orders (3/Mo.)       Blue Star
Free CU Money Gift Cards       Blue Star
Free Paper Statements       Blue Star
Free CU Money General Purpose Cards (2/Mo.)       Blue Star
Free CU Money Travel Cards (3/Mo.)       Blue Star
Loan Rate Benefit       Blue Star
Free Individual 
PrivacyArmor
 Membership
      Blue Star

See our fee schedule for a complete list of applicable fees.

Overall household relationship determines your rewards level each month.  Points readjust each month; therefore, your benefit level may change from month to month.


How To Earn Points with Star Rewards: Basically, the more services you take advantage of, the more points you earn and then the more REWARDS you'll receive!

Rewards point values subject to change at any time without notice. 


Account Points
Personal or Business Checking 25
Every Year of Membership (After 5 Years) 5
Each Sub Account 25
Certificate of Deposit 75
IRA Share or IRA Certificate of Deposit 50
Aggregate Balance of $500-$3,999 25
Aggregate Balance From $4,000-$9,999 75
Aggregate Balance From $10,000-$99,999 150
Aggregate Balance From $100,000+ 250
Any Negative Savings Product -100


Loan Points
Mortgage Loan 75
Home Equity Loan 75
All Other Loans 10
Loan Balance Up To $2,499 50
Loan Balance of $2,500-$9,999 75
Loan Balance of $10,000-$49,999 150
Loan Balance of $50,000-$99,999 200
Loan Balance of $100,000+ 300
Any Delinquent Loan 30 Days or More -200


Other Product & Services Points
Debit/Signature-Based Activity 50
Active Audio Response (CU*Talk) 25
Active Home Banking (It's Me 24/7) 50
E-Statements - Enrolled 50
Bill Payment- Enrolled 25
ACH Deposit >$500/Mo. 150
Transfers via AFT 25
Loan Payments via AFT 25