Current rates subject to change without notice.
Call us for the latest rates. Rates are based on your credit score.
Auto Loan Rates
| Model Year |
Up to 36 Months |
Up to 63 Months |
Up to 75 Months |
Up to 84 Months |
| 2016-2020 |
As low as 2.74% APR* |
As low as 3.24% APR* |
As low as 3.74% APR* |
As low as 4.74% APR |
| 2010-2015 |
As low as 3.24% APR* |
As low as 3.74% APR* |
As low as 4.24% APR |
N/A |
100% Financing is available on all auto loans. Terms up to 84 months. Warranties, Gap Insurance and Credit Insurance available.
APR= Annual Percentage Rate.
*BONUS OFFER: Rates above reflect a 0.25% discount on your loan rate (excluding real estate and lines of credit) for Premier and Advantage members OR members with a checking account and direct deposit of $500 or more each month.
RV Loan Rates
| Model Year |
Up to 84 Months |
Up to 96 Months |
Up to 120 Months |
| 2017 or Newer |
As low as 5.49% APR |
As low as 5.74% APR |
As low as 6.24% APR |
| 2012 - 2016 |
As low as 5.99% APR |
As low as 6.24% APR |
As low as 6.74% APR |
APR= Annual Percentage Rate.
Home Equity Loans & Lines of Credit
Ask about our new rate discounts for lower LTVs!
| Term |
Loan to Value % (LTV) |
Fixed Rate Second Mortgage |
Loan to Value % (LTV) |
Variable Rate Home Equity Lines of Credit |
| 5 Years |
85% |
As low as 4.75% |
- |
- |
7 Years
|
85% |
As low as 5.00% |
- |
- |
| 10 Years |
85% |
As low as 5.50% |
- |
- |
| 15 Years |
85% |
As low as 5.95% |
85% |
As low as Prime -1.50%
(5.00% Floor)
|
Wall Street Journal Prime Rate is 4.75% as of October 30, 2019.
Second Mortgages are a one time payout of all loan proceeds. No closing costs or prepayment penalties for $25,000 or more. Products in first lien position may have additional costs and or restrictions that apply.
Lines of Credit allow you to borrow as you need up to the credit line. No Closing costs or prepayment penalties for line in second lien position with an initial advance of $25,000 or more. $35 annual fee. All lines of credit allow up to a 15 year re-payment term and maturity, on disbursements completed during the 10 year draw period.
Please contact a member of our team for additional details.
Personal Loans and VISA Credit Card Rates
(Apply for any of these Loans/Credit Cards here!!)
| Product
|
Details
|
Annual Percentage Rate |
| Personal / Signature Loans |
Fixed Rate |
36 month special as low as 6.74%* OR As low as 7.74%* for up to 60 months |
Lifestyle Line of Credit
|
Variable Rate - Tied to Prime adjusts Quarterly |
As low as 8.25% |
Overdraft Protection Loan
|
Monthly Payments as low as $20 |
15.00% Fixed Rate |
VISA
|
Mileage, Reward and Student Cards |
More info on our Visa Cards |
| Share Secured Loans |
Loans to be secured by CD online - Loan term must match term of CD |
CD Rate + 2% |
*Fixed Rate Personal/Signature loan reflects a 0.25% discount for Premier or Advantage members OR members with a checking account and direct deposit of $500 or more each month.