Current rates subject to change without notice.
Call us for the latest rates. Rates are based on your credit score.
Auto Loan Rates
| Model Year |
Annual Percentage Rate |
| 2014 - 2018 |
*as low as 3.49% for up to 48 months, as low as 3.74% for up to 63 months, as low as 3.99% for up to 75 months, and as low as 4.74% for up to 84 months. |
2008 - 2013
|
*as low as 3.99% for up to 48 months, as low as 4.24% for up to 63 months, and as low as 4.49 % for up to 75 months. |
100% Financing is available on all auto loans. Terms up to 84 months. Warranties, Gap Insurance and Credit Insurance available.
*BONUS OFFER: Rates above reflect a 0.25% discount on your loan rate (excluding real estate and lines of credit) for members with a checking account and direct deposit of $500 or more each month.
RV Loan Rates
| Model Year |
Annual Percentage Rate |
| 2016 or Newer |
As low as 5.49% for up to 84 months, 5.74% for up to 96 months, and 6.24% for up to 120 months |
2011 - 2015
|
As low as 5.99% for up to 84 months, 6.24% for up to 96 months and 6.74% for 120 months |
Home Equity Loans & Lines of Credit
| Term |
Loan to Value % (LTV) |
Fixed Rate Second Mortgage |
Loan to Value % (LTV) |
Variable Rate Home Equity Lines of Credit |
| 5 Years |
85% |
As low as 5.00% |
- |
- |
7 Years
|
85% |
As low as 5.50% |
- |
- |
| 10 Years |
85% |
As low as 6.00% |
- |
- |
| 15 Years |
85% |
As low as 6.25% |
85% |
As low as Prime -1.5% (At Floor of 5.00%)*
|
Second Mortgages are a one time payout of all loan proceeds. No closing costs or pre-payment penalties for $25,000 or more.
Lines of Credit allow you to borrow as you need up to the credit line. No Closing costs or pre-payment penalties for line amounts of $25,000 or more. $35 annual fee. *All lines of credit allow up to a 15 year re-payment term and maturity, on disbursements completed during the 10 year draw period.
Personal Loans and VISA Credit Card Rates
(Apply for any of these Loans/Credit Cards here!!)
|
|
Annual Percentage Rate |
| Personal / Signature Loans |
Fixed Rate |
As low as 7.74% |
Lifestyle Line of Credit
|
Variable Rate - Tied to Prime adjusts Quarterly |
As low as 8.00% |
Overdraft Protection Loan
|
Monthly Payments as low as $20 |
15.00% Fixed Rate |
VISA
|
Mileage, Reward and Student Cards |
Click here for info |
| Share Secured Loans |
Loans to be secured by CD online - Loan term must match term of CD |
CD Rate + 2% |
Wall Street Journal Prime Rate is currently 5.00%
*Fixed Rate Personal/Signature loan reflects a .25% discount for members with a checking account and direct deposit of $500 or more each month.