Current rates subject to change without notice.
Call us for the latest rates. Rates are based on your credit score.
Auto Loan Rates
| Model Year |
Annual Percentage Rate |
| 2015 - 2019 |
*as low as 2.74% for up to 36 months, as low as 3.24% for up to 63 months, as low as 3.74% for up to 75 months, and as low as 4.74% for up to 84 months.. |
2009 - 2014
|
*as low as 3.24% for up to 36 months, as low as 3.74% for up to 63 months, and as low as 4.24% for up to 75 months. |
100% Financing is available on all auto loans. Terms up to 84 months. Warranties, Gap Insurance and Credit Insurance available.
*BONUS OFFER: Rates above reflect a 0.25% discount on your loan rate (excluding real estate and lines of credit) for Premier and Advantage members OR members with a checking account and direct deposit of $500 or more each month.
RV Loan Rates
| Model Year |
Annual Percentage Rate |
| 2016 or Newer |
As low as 5.49% for up to 84 months, 5.74% for up to 96 months, and 6.24% for up to 120 months |
2011 - 2015
|
As low as 5.99% for up to 84 months, 6.24% for up to 96 months and 6.74% for 120 months |
Home Equity Loans & Lines of Credit
| Term |
Loan to Value % (LTV) |
Fixed Rate Second Mortgage |
Loan to Value % (LTV) |
Variable Rate Home Equity Lines of Credit |
| 5 Years |
85% |
As low as 5.25% |
- |
- |
7 Years
|
85% |
As low as 5.75% |
- |
- |
| 10 Years |
85% |
As low as 6.25% |
- |
- |
| 15 Years |
85% |
As low as 6.50% |
85% |
As low as Prime -1.50%
(5.00% Floor)
|
Wall Street Journal Prime Rate is currently 5.25%.
Second Mortgages are a one time payout of all loan proceeds. No closing costs or prepayment penalties for $25,000 or more. Products in first lien position may have additional costs and or restrictions that apply.
Lines of Credit allow you to borrow as you need up to the credit line. No Closing costs or prepayment penalties for line in second lien position with an initial advance of $25,000 or more. $35 annual fee. All lines of credit allow up to a 15 year re-payment term and maturity, on disbursements completed during the 10 year draw period.
Please contact a member of our team for additional details.
Personal Loans and VISA Credit Card Rates
(Apply for any of these Loans/Credit Cards here!!)
| Product
|
Details
|
Annual Percentage Rate |
| Personal / Signature Loans |
Fixed Rate |
As low as 6.99% for up to 36 months and as low as 7.99% for up to 60 months |
Lifestyle Line of Credit
|
Variable Rate - Tied to Prime adjusts Quarterly |
As low as 8.50% |
Overdraft Protection Loan
|
Monthly Payments as low as $20 |
15.00% Fixed Rate |
VISA
|
Mileage, Reward and Student Cards |
More info on our Visa Cards |
| Share Secured Loans |
Loans to be secured by CD online - Loan term must match term of CD |
CD Rate + 2% |
Fixed Rate Personal/Signature loan reflects a 0.25% discount for Premier or Advantage members OR members with a checking account and direct deposit of $500 or more each month.