Loan Rates

Loan Rates

Current rates subject to change without notice.
Call us for the latest rates. Rates are based on your credit score.


Auto Loan Rates
Model Year Annual Percentage Rate
2013 - 2017 as low as 2.79% for up to 36 months, as low as 2.99% for up to 63 months, as low as 3.49% for up to 75 months, and as low as 3.99% for up to 84 months.
2008 - 2012 
as low as 3.19% for up to 36 months, as low as 3.19% for up to 63 months, and as low as 3.99 % for up to 75 months.
100% Financing is available on all auto loans. Terms up to 84 months. Warranties, Gap Insurance and Credit Insurance available.  Ask about our Equity Lite Auto Loan! 

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Home Equity Loans & Lines of Credit
Term Loan to Value % (LTV) Fixed Rate Second Mortgage Loan to Value % (LTV) Variable Rate Home Equity Lines of Credit
5 Years 85% As low as 4.25% - -
 5
Years
90% As low as 4.75%    
5 Years 100% As low as 5.75% - -
7 Years
85% As low as 5.25% - -
7
Years
90%  As low as 5.75%    
7 Years
100% As low as 6.75% - -
10 Years 85% As low as 5.50% - -
10
Years 
 90%  As low as 6.00%    
10 Years
100% As low as 7.00% -
-
15 Years 85% As low as 6.00% 85% As low as Prime -1.5% (At Floor)
15
Years
90% As low as 6.50%    As low as Prime + 0% (At Floor)
15 Years
100% As low as 7.50% 90%

Second Mortgages are a one time payout of all loan proceeds.  No closing costs or pre-payment penalties for $25,000 or more.
Lines of Credit allow you to borrow as you need up to the credit line. No Closing costs or pre-payment penalties for line amounts of $5,000 or more. $35 annual fee. *All lines of credit allow up to a 15 year re-payment term and maturity. The draw period for accessing the line of credit is 10 years.

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Personal Loans and VISA Credit Card Rates
(Apply for any of these Loans/Credit Cards here!!)


Annual Percentage Rate
Personal / Signature Loans Fixed Rate As low as 6.99%
Recreational Vehicles Fixed Rate 10 Year Term As low Prime +3%
Lifestyle Line of Credit
Variable Rate As low as 6.75%
Overdraft Protection Loan
Monthly Payments as low as $20 15.00% Fixed Rate
VISA
Mileage, Reward and Student Cards Call for Rates & Terms
Share Secured Loans Loans to be secured by CD online - Loan term must match term of CD CD Rate + 2%
Wall Street Journal Prime Rate is currently 3.75%

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