Loan Rates

Current rates subject to change without notice.
Call us for the latest rates. Rates are based on your credit score.


Auto Loan Rates

Model Year Annual Percentage Rate
2014 - 2018 *as low as 3.49% for up to 36 months, as low as 3.74% for up to 48 months, as low as 3.99% for up to 63 months, as low as 4.24% for up to 75 months, and as low as 4.99% for up to 5.24 months..
2008 - 2013 
*as low as 3.99% for up to 36 months, as low as 4.24% for up to 48 months, as low as 4.49% for up to 63 months, and as low as 4.74 % for up to 75 months.

100% Financing is available on all auto loans. Terms up to 84 months. Warranties, Gap Insurance and Credit Insurance available.   

*BONUS OFFER: Rates above reflect a 0.25% discount on your loan rate (excluding real estate and lines of credit) for members with a checking account and direct deposit of $500 or more each month.


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RV Loan Rates

Model Year Annual Percentage Rate
2016 or Newer As low as 5.49% for up to 84 months, 5.74% for up to 96 months, and 6.24% for up to 120 months
2011 - 2015
As low as 5.99% for up to 84 months, 6.24% for up to 96 months and 6.74% for 120 months


Home Equity Loans & Lines of Credit

Term Loan to Value % (LTV) Fixed Rate Second Mortgage Loan to Value % (LTV) Variable Rate Home Equity Lines of Credit
5 Years 85% As low as 5.25% - -
7 Years
85% As low as 5.75% - -
10 Years 85% As low as 6.25% - -
15 Years 85% As low as 6.50% 85% As low as Prime -1.5% (At Floor of 5.25%)*

Second Mortgages are a one time payout of all loan proceeds.  No closing costs or pre-payment penalties for $25,000 or more.

Lines of Credit allow you to borrow as you need up to the credit line. No Closing costs or pre-payment penalties for line amounts of $25,000 or more. $35 annual fee. *All lines of credit allow up to a 15 year re-payment term and maturity, on disbursements completed during the 10 year draw period.


Contact a Northstar representative today to apply!



Personal Loans and VISA Credit Card Rates
(Apply for any of these Loans/Credit Cards here!!)



Annual Percentage Rate
Personal / Signature Loans Fixed Rate As low as 7.99% for up to 36 months and as low as 8.99% for up to 60 months
Lifestyle Line of Credit
Variable Rate - Tied to Prime adjusts Quarterly As low as 8.25%
Overdraft Protection Loan
Monthly Payments as low as $20 15.00% Fixed Rate
VISA
Mileage, Reward and Student Cards Click here for info  
Share Secured Loans Loans to be secured by CD online - Loan term must match term of CD CD Rate + 2%

Wall Street Journal Prime Rate is currently 5.25%

*Fixed Rate Personal/Signature loan reflects a .25% discount for members with a checking account and direct deposit of $500 or more each month.



Apply for a VISA Credit Card Online