Certificate
of Deposit

Youth CD Web

A Smart Way to Earn More

A  certificate of deposit (CD) is a guaranteed investment which earns a higher rate because it is held in an account for a specific period of time.  We have several CD options available to help you reach your unique goals:

Certificates of Deposit

Dream Saver CD Standard CD
Best for you if…
You have big dreams, and you're looking for an easy, automated savings plan to help make your dreams a reality.
You have a lump sum of money with no immediate need,  that you'd like to set aside to preserve and grow for the future.  
Minimum Opening Deposit $50.00 $1,000.00 to $25,000.00
depending on product
Maximum Opening Deposit -
Flexible Terms Yes
Terms ranging from
1 to 5 years available.
Yes
Terms ranging from
6 months to 5 years available.
Interest Bearing Yes
View our rates!
*APY = Annual Percentage Yield
Yes
View our rates!
*APY = Annual Percentage Yield
Additional Deposits Required Yes
Minimum of $20 per month via ACH, Direct Deposit, or Automatic Transfer
-
Early Withdrawal Penalty

10 days of dividends per month of the term on the amount subject to penalty.

For example, a 24 month certificate will have a 240 day penalty.

10 days of dividends per month of the term on the amount subject to penalty.

For example, a 24 month certificate will have a 240 day penalty.  


Federally Insured  Yes
Federally insured by the NCUA up to $250,000
Yes
Federally insured by the NCUA up to $250,000
Additional Details Fee & Free Schedule Fee & Free Schedule

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