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Certificate
of Deposit

A Smart Way to Earn More

A  certificate of deposit (CD) is a guaranteed investment which earns a higher rate because it is held in an account for a specific period of time.  We have several CD options available to help you reach your unique goals:
                                                     
Dream Saver CD Standard CD
Best for you if…
You have big dreams, and you're looking for an easy, automated savings plan to help make your dreams a reality.
You have a lump sum of money with no immediate need,  that you'd like to set aside to preserve and grow for the future.  
Minimum Opening Deposit $50.00 $1,000.00 to $25,000.00
depending on product
Maximum Opening Deposit -
Flexible Terms Blue Star
Terms ranging from
1 to 5 years available.
Blue Star
Terms ranging from
6 months to 5 years available.
Interest Bearing Blue Star
Click here for rates!
*APY = Annual Percentage Yield
Blue Star
Click here for rates!
*APY = Annual Percentage Yield
Additional Deposits Required Blue Star
Minimum of $20 per month via ACH, Direct Deposit, or Automatic Transfer
-
Early Withdrawal Penalty

10 days of dividends per month of the term on the amount subject to penalty.

For example, a 24 month certificate will have a 240 day penalty.

10 days of dividends per month of the term on the amount subject to penalty.

For example, a 24 month certificate will have a 240 day penalty.  


Federally Insured  Blue Star
Federally insured by the NCUA up to $250,000
Blue Star
Federally insured by the NCUA up to $250,000
Additional Details Click here for our Fee & Free Schedule. Click here for our Fee & Free Schedule.

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*(APY) stands for Annual Percentage Yield for a Certificate of Deposit with a 15 month term with an interest rate of 1.00%, a 27 month term with an interest rate of 1.60%, or a 33 month term with an interest rate of 1.98% as of 6/01/2017. The minimum opening balance for a 15 month or 27 month term is $1,000. The minimum opening balance for a 33 month term is $25,000. Penalty for early withdrawal. At maturity these Certificates will automatically renew at the rate and term current on that date, unless otherwise notified in writing. This is a limited time offer. Rate and offer is subject to change at anytime without notice.