A Smart Way to Earn More
A certificate of deposit (CD) is a guaranteed investment which earns a higher rate because it is held in an account for a specific period of time. We have several CD options available to help you reach your unique goals:
|
Dream Saver CD |
Standard CD |
| Best for you if… |
You have big dreams, and you're looking for an easy, automated savings plan to help make your dreams a reality.
|
You have a lump sum of money with no immediate need, that you'd like to set aside to preserve and grow for the future.
|
| Minimum Opening Deposit |
$50.00 |
$1,000.00 to $25,000.00
depending on product |
| Maximum Opening Deposit |
- |
- |
| Flexible Terms |
Terms ranging from
1 to 5 years available. |
Terms ranging from
6 months to 5 years available. |
| Interest Bearing |
Click here for rates!
*APY = Annual Percentage Yield |
Click here for rates!
*APY = Annual Percentage Yield
|
| Additional Deposits Required |
Minimum of $20 per month via ACH, Direct Deposit, or Automatic Transfer |
- |
| Early Withdrawal Penalty |
10 days of dividends per month of the term on the amount subject to penalty.
For example, a 24 month certificate will have a 240 day penalty.
|
10 days of dividends per month of the term on the amount subject to penalty.
For example, a 24 month certificate will have a 240 day penalty.
|
| Federally Insured |
Federally insured by the NCUA up to $250,000
|
Federally insured by the NCUA up to $250,000
|
| Additional Details |
Click here for our Fee & Free Schedule. |
Click here for our Fee & Free Schedule. |
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*(APY) stands for Annual Percentage Yield for a Certificate of Deposit with a 15 month term with an interest rate of 1.00%, a 27 month term with an interest rate of 1.60%, or a 33 month term with an interest rate of 1.98% as of 6/01/2017. The minimum opening balance for a 15 month or 27 month term is $1,000. The minimum opening balance for a 33 month term is $25,000. Penalty for early withdrawal. At maturity these Certificates will automatically renew at the rate and term current on that date, unless otherwise notified in writing. This is a limited time offer. Rate and offer is subject to change at anytime without notice.