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Minor Accounts

It is never too early to teach children about the importance of saving and managing money.   

For now it's toy cars, imaginary friends, playing school and caring for a pretend house.  But someday, they will be ready to turn their dreams into reality...

Twinkle's Shining Saver's Club is designed to provide kids with the financial knowledge they need to get there! Twinkle, the club's mascot will be there every step of the way with:

  • An trendy newsletter packed with interesting news, tips and activities
  • Fun, interactive programs and events
  • Insight into how a credit union works
  • Rewards for saving
  • Lessons about money

Opening an account for your child can help children appreciate the value of money and establish smart habits. NorthStar offers custodial savings account for children of all ages as well as Uniform Transfer to Minor Act (UTMA). As a custodian, you control the flow of money in and out of the account and help guide the minor to make sound decisions until they reach 18 years of age or 21 for UTMA. 

More information regarding Illinois UTMA guidelines.

Is your child ready to take a more active role in his/her finances?
Kick$tart Checking is a great way to provide your child with a checking account, while remaining actively involved in his/her finances.  Learn more about our checking accounts.

We offer joint savings and checking accounts for minors so long as a parent/guardian is one of the joint owners.  Joints checking or savings accounts can be established as young as 14 years of age.

For college planning or to help you determine the best savings plan for your family, we have a specialist on hand for all of our members. Talk with Bill today!



Twinkle - Shining Saver's Club Mascot       


World of Cents Game

Hit the Road Game

Additional Resources for Parents and Educators: